Find a Bad Credit Mortgage in the UK

Bad Credit History?

Can you still get a mortgage?

Probably - but always shop around for the best deals!

If you don't have a spotless credit history then try a broker who specialises in this area to help you to find the mortgage that you want. This does not mean however, that you will always have to pay high interest rates. Although the bad credit or 'sub-prime' market has contracted greatly over the past year or two, it can still be worth taking a look at this area.

There are many options available - for example, a self certification or 'self cert' mortgage can be one choice. The lenders' security in the case of a self cert comes from the fact that they generally offer a lower loan-to-value than an 'ordinary' borrower would get.

As the lenders have a higher level of security, it can be easier to get a self cert if you have an adverse credit history.

Interest rates vary depending on your circumstances, but bear in mind that generally the lower the loan-to-value, the lower the interest rate.

Self Employed
Employed less than 6 Months
Arrears
CCJ/ Defaults
High Street Declined
IVA
Discharged Bankruptcy
Unusual Property Constructions
1st charge with sub prime lender

Secured loan phone help Loansite is one of the longest established finance sites in the UK - we've helped thousands of people find loans and remortgages so why not let our lenders do the shopping around for you?

Fill in the fast enquiry form below or talk to a friendly advisor on 0800 043 7474 and find out how we can help you get the loan you want.

Loansite is a Limited company based in Cardiff, UK.

Bad Credit Loans for Homeowners

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE

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