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hy.E~. um°M As`ksBv` umAEYvIY EjPs (personal loan), nxj°°uGAY EjPs (secured loan), ujX M°Ed}]v EjPs (debt consolidation loan) Ot Esj©dsjv EjPs (business loan) k°e©

k©`nsBvS (Loansite) hy.E~. um°M ne Y« g©pjv As`ksBv` um°Yv ]kskt um°M« uB°E p¥* 1999 um°M O]« Anw AsaXv aupkv m¥°dnsBvS oxjy EvYv nv, D]« Y« k¥E~ Anw pxX Y°E pPsjt pv k©Et ]v As`ksBv` EjPs k°eX um°M g]] EvYv p¥*

hy.E~. um°M uEn~ EjP~ Ot IupX~ (mortgage) dsj~ ne Y« m_vAs n¬]s k°eX kBv nsUv ]©nYs`s AY~ nmsIYgBv n~ms ]v mjY« Ej©* O]« Yxnw nsUs IxaY ax°NuI°N bsjg ej]~ p© Yt YxpsU~ umn\sj hy.E~. um°M g©pjv um°Yv E}a`vAt `y} e~O u]°Y~ Ot]~ p`* b~j YxpsU~ `sk, AEnj ExQ pv K}uSAt um°M, YxpsUv AjPv Y~ kB~ IB~ uB°E un_tYEv b¥nk~ ]~ `sk n}ajE EvYs Osm~Is* uBn n~ms msnY~ Anw Yxps\« E©Bv HjMs `pw k¥r]~ AY~ uBn um°M E©Bv Es`y}`v Ot uBHksEv d}]o `pw p¥*

k©`nsBvS uEn~ mv um°Yv E}a`v ]~ `sk Ox[v p©Bv `pw p¥ AY~ `s pv uBp YxpsU~ m°k« a®]s` EvYv OsXEsjv `y} ksuBn}nox]s Cx_sj ]~X msukAt AY~ ]kskt `y} e~OX Y« ud`t E©Bv p©j EsjP Ej]v p¥* YxpsU~ umn\sjt `y} uEn~ mv p©j gEn] msnY~ `pw mjuYAs Ot]s AY~ Anw uBn I°k ]v Ij}Sv u]}]~ pt uE Cxp`t `y} IxaY j°uGAs Ot]s p¥*

O~ YxpsUs AsaXs Kj p¥ Yt Ev umEka p` :

nxj°uGAY EjPs Ot Kj-gskE EjPs

uB°E nxj°°uGAY EjPs Cx_sj ]~X msk~ ]xAsjs YxpsUv OsuB]s] Cx²Y~ nxj°uGAY EvYs Ot]s p¥* uBn]s gYkd uBp p¥ uE Cx_sj ]~X msk~ `y} E©Bv mv _` IxAsCxX ]s dpxY K°S GYjs p¥ AY~ uBn EjE~ Cxp uB°E I¥j-nxj°uGAY EjP~ ]~ gxEsdk~ K°S nsks`s a®YvoY ]j (Annual Percentage Rate - APR) Y~ EjP~ ]v a~oEo Ej nE]s p¥*

O~Ej YxpsUs hy.E~. um°M gs[s Ot nvgY Og­t uBuYpsn (credit history) ujps p¥ Yt uB°E nxj°°uGAY EjPs a®saY Ej`s gxEsdkY` Asns` p¥* uaNkvAt ng°unAsmt uOm~r uE dEsB~ Ot A]suBIv `s EvY~ p©X `}y uEn~ p°] Y°E N©S u]°Yv Os nE]v p¥* Kj gskEt msnY~ I¥j-nxj°uGAY EjP~ mv Cxakd_ p`*

IupXs (uIjmv) k°e©

Yxps`}y uB°E ‘ugAsjv’ IupXs k°eX um°M g]] Ej` ]~ `sk `sk, nsU~ Cx_sj ]~X msukAt ]s a¥`k umo~oYsd°_ IupuXAt ]v uB°E k[v uOm~r uE nm¥-Yn]vE `sk mv g]] Ej nE]s p¥* nm¥-Yn]vE IupXs Cx_sj k¥X msukAt `y} ud`t ]nYsm~P a®]s` EvuYAt Cxp`t ]vAt EgsBvAt ]v Yn]vE Ej` ]v AsuIAs u]}]s p¥ uOm~r uE u]ps[v ]vAt nuk°at* O~ Yxnw `¬Ejva~os p© Ot nm¥-jxPIsjv p© Yt Yxnw uBn msnY~ AjPv ]~ nE]~ p©* Cxp Cxp`t k©Et msnY~ mv IupX~ k°eX um°M g]] Ej nE]~ p` uO}`­t ]s gs[s Og­t uBuYpsn ujps p¥ Ot uO}`­t `y} `¬Ejv Y~ k°uIAt AO~ \©[s ngt pv p©uBAs p¥*

uB°E gx[-IupXs (Remortgage) k°e©

uB°E gx[-IupXs YxpsU~ _` ]v d°MY Ej nE]s p¥* uB°E gx[-IupXs Asns`v `sk Cxn o~Aj (equity) `y} ujps Ej nE]s p¥ O© YxpsUv OsuB]s] ]~ gx°k um°M Oxu[As p¥* uB°E udpYj IupXs n¬]~ um°M d]k~ OsX ]~ `sk `sk, uBn]s Yxj}Y gsunE d°MYt Ej` ]s uB°E os`]sj YjvEs p©Xs, Yxps`y} ExQ ms_y j©E[s a®saY Ej` ]~ h©I mv dXsm~Is*

O~ YxpsU~ E©k AsaXs Kj `pw Yt umEka - uEjsB~ Y~ jupXs, gsuaAt `sk jupXs Asu]*

uB°E I¥j-nxj°uGAY Ot uEjsB~]sj EjP~ `y} k°e©

uB°E I¥j-nxj°uGAY EjPs gx[-A]suBIvAt Ej` um°M gup}Is a¥ nE]s p¥ aj uBn um°M uB°E nxj°uGAY EjP~ msks GYjs `pw px}]s* O~ Yxnw uBn]v msan A]suBIv `pw Ej]~ Yt Cx_sj ]~X msks YxpsUs Kj `pw k¥ nE]s* uBn~ Esj` EjE~, uB°E I¥j-nxj°uGAY EjPs a®saY Ej`s gxouEk p© nE]s p¥ O~Ej dvY~ ng~r ]¬js` uEn~ EjP~ Ot Ej¥uUS EsjU ]~ nd}_ um°M Yxps`y} k~S Ot Gx}Q IBvAt msanv A]suBIvAt uOpvAt ng°unAsmt jpvAt p©X Ot O~Ej hy.E~. um°M YxpsUs nvgY Og­t uBuYpsn p©m~*

Esj©dsjv EjP~ AY~ IupX~

Ev Yxnw uEn~ Esj©dsj `y} oxjy Ej` dsj~ Ot uEn~ Esj©dsj ]s umn\sj Ej` dsj~ Esj©dsjv EjP~ ]v esk um°M p©?

uEn~ Esj©dsj `y} oxjy Ej`, umn\sj Ej` Ot j©E[-a®msp msnY~ um°Yv npsuBYs Cxakd_ p¥* b}Ut ]v KsS `}y YxpsU~ AsaX~ gsukE Gx] dX` ]~ jsp um°M j©[s `s dX` `s u]D, un_tYE jya um°M uB°E Ok] g`Pyjv msnY~ A°O pv ax°NuI°N Ej©* nsU~ Cx_sj ]~X msk~ Yxps`y} uEjsB~-Y~-]~X-kBv-Gjv]© IupXs k°eX msnY~ Ot Esj©dsjv gEn]t kBv uB°E masjE IupXs k°eX um°M mv g]] Ej nE]~ p`*

uEjas EjE~ `©S Ej© uE uBp n~ms E~mk hy.E~. ]~ mn`vEt msnY~ pv Cxakd_ p¥*

O~Ej Yxnw AsaX~ IupX~ Y~ msanv A]suBIvAt `pw Ej]~ Ot uBnY~ nxj°°uGAY EvY~ uEn~ p©j EjP~ ]v A]suBIv `pw Ej]~ Yt YxpsU~ Kj Y~ gx[-EdPs EvYs Os nE]s p¥*